With the economy and homeowners facing higher mortgage payments, many consumers are struggling to become familiar with their car loan, too.

From car and banking and leaders say that the default rates of default values are higher because the slow deterioration of the economic environment, rising unemployment and higher costs - including gas and food prices.

Although the loss of quotas - are defined as payments more than 30 days late - has not increased, the alarming rates roiling markets, the United States of the case, they quickly enough for lenders to strengthen their standards.

This is bad news for vehicle manufacturers. If banks and other potential donors car buyers abkehrt credit rating low, a tough year for vehicle manufacturers even more difficult, especially for Detroit’s Big Three.